Terms of Use & Disclaimer

By using this website you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern Pam Ivey and associated companies’ relationship with you in relation to this website.

The term “ ” or “us” or “we” refers to the owner of the website whose registered office is 40 – 62nd St S, Wasaga Beach, ON L9Z 1V5. The term “you” refers to the user or viewer of our website.

The use of this website is subject to the following terms of use:

The content of the pages of this website is for your general information and use only. It is subject to change without notice.

Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.

This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.

All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.

Unauthorized use of this website may give to a claim for damages and/or be a criminal offence.

From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).

You may not create a link to this website from another website or document without Pam Ivey and associated companies prior written consent.

Your use of this website and any dispute arising out of such use of the website is subject all applicable laws, statutes, and regulations.
GENERAL DISCLAIMER

The information contained in this website is for general information purposes only. The information is provided by Pam Ivey and associated companies and while we endeavor to keep the information up-to-date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of or in connection with the use of this website.

Through this website you are able to link to other websites which are not under the control of Pam Ivey and associated companies. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Every effort is made to keep the website up and running smoothly. However, Pam Ivey and associated companies takes no responsibility for and will not be liable for the website being temporarily unavailable due to technical issues beyond our control.

EARNINGS & INCOME DISCLAIMER

Any earnings or income statements, or earnings or income examples, are only estimates of what we think you could earn. There is no assurance you’ll do as well. If you rely upon our figures, you must accept the risk of not doing as well.

Where specific income figures are used, and attributed to an individual or business, those persons or businesses have earned that amount. There is no assurance you’ll do as well. If you rely upon our figures, you must accept the risk of not doing as well.

Any and all claims or representations, as to income earnings on this website, are not to be considered as average earnings.

There can be no assurance that any prior successes or past results, as to income earnings, can be used as an indication of your future success or results.

Monetary and income results are based on many factors. We have no way of knowing how well you will do, as we do not know you, your background, your work ethic, or your business skills or practices. Therefore, we do not guarantee or imply that you will get rich, that you will do as well, or make any money at all. There is no assurance you’ll do as well. If you rely upon our figures, you must accept the risk of not doing as well.

Internet businesses and earnings derived therefrom have unknown risks involved and are not suitable for everyone. Making decisions based on any information presented in our products, services or website, should be done only with the knowledge that you could experience significant losses or make no money at all.

All products and services by our company are for educational and informational purposes only. Use caution and seek the advice of qualified professionals. Check with your accountant, attorney, or professional advisor, before acting on this or any information.

User of our products, services and website are advised to do their own due diligence when it comes to making business decisions, and all information, products and services that have been provided should be independently verified by your own qualified professionals. Our information, products and services on this website should be carefully considered and evaluated, before reaching a business decisions, on whether to rely on them.

You agree that our company is not responsible for the success or failure of your business decisions relating to any information presented by our company, or our company representatives.